Statewide Home Savings is approved with nation top 20 Wholesale Lenders. It gives us the advantage to shop the best interest rate and closing cost for your loan. We provide FHA, Conventional, VA, Home Possible and Home Ready loan program with minimum 3% down payment. We do 2nd loan (combined loan up-to $1,500,000) behind first mortgage to avoid PMI. If we cannot beat any written loan estimate, we pay $500 to you at closing. Here’s how it works:
  • You provide last 2-year tax, w2, current pay stubs and current bank statement for each borrower thru Dropbox secured link
  • Mortgage broker identify the best loan option and discuss down payment, rate and fund to close for each loan program with borrowers
  • Statewide Home Savings issues a pre-approval letter valid for 90 days.
  • Borrower brings down payment and pre-paid items only
  • Statewide Home Savings broker provide lender credit for all closing cost.

Loan Approval Form


Our Happy Customers

  • I have only my one-year anniversary at Intel and was not sure if I will qualify to buy home. I got Chris name thru my co-worker. She met me at one of showing and took my information and on same day she qualifies me for a home loan with 5% down payment. I can’t believe how quickly the whole process happens. Statewide Home Savings found me great home with $20,000 built in equity. As promised, loan broker took care of all closing cost. I just brought my down payment.

    Lary Frazin

  • When we met Sangeeta for the first time at Starbucks, we didn’t have any money & our credit was not good. She educated us on how to improve our credit & save money for down payment. Few months down the road, Statewide Home Saving loan advisor got us pre-approved from 4 lenders &we were able to buy property. The home is completely remodeled & perfect for our growing family.

    Musie Woldeyohannes

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